Unemployment Benefit Calculator 실업급여

Key Features and Benefits

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  Daily Benefit Calculation — Computes your daily unemployment benefit as 60% of your average daily wage, automatically applying the 2026 daily cap of 66,000 KRW and the minimum floor of 63,104 KRW. You see immediately whether your benefit hits the ceiling or the floor.
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  Duration Estimation by Age and Insured Period — Applies the official duration table that cross-references your age group (under 50 vs. 50 and older) and your cumulative insured period (1-3 years, 3-5 years, 5-10 years, 10+ years) to determine your exact benefit duration in days. Workers with disabilities are treated under the 50+ category for duration purposes.
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  Total Benefit Projection — Multiplies your daily benefit by your entitled duration to give you the total estimated amount you would receive over the full benefit period. This figure is critical for budgeting your job search period and deciding how aggressively you need to pursue re-employment.
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  Monthly Equivalent Breakdown — Converts the total benefit into a monthly equivalent figure so you can compare it directly against your regular monthly expenses. This helps you assess whether unemployment benefits alone can cover your cost of living or whether you need supplementary savings.
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  Disability and Age Consideration — Accounts for the extended benefit durations available to workers aged 50 and older and workers with recognized disabilities. These groups receive 30 additional days of benefits at each insured-period tier compared to younger workers without disabilities.
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  Privacy-First Local Processing — All calculations run entirely in your browser. Your salary, age, and employment history data are never transmitted to any server or stored in any database. Close the browser tab and the data is gone.

How to Estimate Your Unemployment Benefit

1. 1

   Gather Your Average Monthly Salary

   Collect your payslips from the last three months of employment. Your average monthly salary is the basis for calculating your average daily wage. Include base salary and regular fixed allowances. Exclude irregular bonuses, overtime pay that varies month to month, and one-time payments. If your salary was consistent, use that figure. If it varied, add the three monthly totals and divide by three. This average is then divided by the number of days in those three months to produce your average daily wage.

2. 2

   Determine Your Insured Period

   Your insured period is the total number of days you were covered by Employment Insurance (고용보험) — not just at your last employer, but cumulatively across all insured employers within the qualifying window. Check your Employment Insurance history through the Worknet (워크넷) portal or request a statement from your local employment center. You need at least 180 insured days within the last 18 months to qualify. The total cumulative insured period (1-3 years, 3-5 years, 5-10 years, or 10+ years) determines your benefit duration.

3. 3

   Enter Your Age and Disability Status

   Your age at the time of separation determines which row of the duration table applies. Workers under 50 receive the standard duration. Workers aged 50 or older, and workers with a government-recognized disability, receive an extended duration — 30 additional days at each tier. Enter your current age and indicate whether you hold a recognized disability status. These two factors combined with your insured period determine your total benefit days.

4. 4

   Review Your Estimated Benefit

   The calculator displays your daily benefit amount (capped at 66,000 KRW and floored at 63,104 KRW), the number of benefit days you are entitled to, and the total estimated benefit amount. It also shows a monthly equivalent so you can compare it against your living expenses. Remember that actual benefit amounts may vary slightly based on your exact separation circumstances and the employment center's verification of your wage records.

5. 5

   Plan Your Job Search Budget

   Use the total benefit estimate and monthly equivalent to build a budget for your unemployment period. Compare the monthly benefit against your fixed expenses — rent, utilities, insurance premiums, loan payments, and food costs. If the benefit falls short, calculate how much savings you need to bridge the gap. This planning step transforms the calculator output from an abstract number into an actionable financial plan that guides your job search timeline and spending decisions.

Expert Tips for Unemployment Benefits

Related Tools

Losing a job triggers a chain of financial calculations. The Unemployment Benefit Calculator tells you what the government will provide during your transition. Pair it with the Severance Pay Calculator to understand the lump sum you receive upon separation — together, these two figures define your financial runway. Use the Salary After Tax Calculator to compare your unemployment benefit against your previous take-home pay and understand the real income gap you need to manage. The Monthly Salary Calculator helps you derive the average monthly salary figure needed for the benefit calculation if you do not have it readily available. These tools work together to give you a complete picture of your financial position during a job transition.